This page provides budget tools and useful links to help you with creating and using a personal budget.
Free Personal Budget Spreadsheet
The spreadsheet offered here has the following features:
- Simple and easy to use
- Calculate income
- Plan and track expenses
- Determine your total expenses for the given budget period
- Determine how much money is remaining for the given budget period
- Track unexpected expenses
- Determine how much money you have spent for the given budget period
- Determine how much over or under budget you are for the given budget period
- Long list of income and expense categories
- Detailed instructions included
- Its free!
This spreadsheet contains all you need to start your personal budget. Instructions on how to use it are in the spreadsheet. Just right click and select ‘Save As’.
Download Excel Budget Spreadsheet (100KB)
Convenient Banking
An ING account is very convenient. It is easy to set up, easy to transfer money into and out of, and best of all, they offer a high rate of interest for a savings account. You can use an ING account to keep your savings where you won’t be tempted to spend them and where they will grow on their own from the interest.
ING
Special offer: Use this ‘orange key’ to receive a cash bonus just for opening an account: 28816800S1 (For more details see the ING website).
Online Budgeting Tools
If you are looking for something more sophisticated than the above spreadsheet, or you need to access your budget from different computers, then these links may help you. These websites offer downloadable tools or ways to do your budgeting online:
It is important to have the proper office supplies when creating and using a budget. You can purchase supplies at your local office store, or buy them right now at Amazon.com:
 Budget Software  |
 Budget Books |
 File Folders |
 Bankers Boxes |
 File Cabinets |
 Envelopes |
 Calculators |
 Pens and Pencils |
 Desk Organizers |
Related Pages
Why BudgetWhat Is Needed To Make A Budget
How To Budget
Calculate Income
Defining Expenses
Tracking Spending
Personal Budget Example
Personal Budget Tools
Budget Allocation Tool